![]() Simply download the Klarna mobile app, select In-store, search for lululemon, and then create your digital card. You’ll pay 25% at the time of purchase, and take your purchase home that day. Simply download the Afterpay mobile app, follow the in app instructions to set up the Afterpay Card, and use the Afterpay Card with Apple Pay or Google Pay to make a contactless payment at check out. If you’re in the US, Afterpay and Klarna are available to use in combination with your discount in store. All online purchases with these discounts must be paid with a credit card or Apple Pay. Simply shop online, in-app or in-store and choose Afterpay or Klarna as your payment method at checkout.Īfterpay and Klarna cannot be used in combination with the Sweat Collective or the Military and First Responder discount for online transactions. The benefit received under the program was indicated as one of the two main income sources (auxiliary or primary) by 17% of consumers who used PayU installments in 2020.Afterpay and Klarna are services that allow you to make purchases now and pay for them in four payments-with no additional fees when you pay on time. The interest in installment financing is also high among beneficiaries of the government family support program, “Family 500 plus”. Consumers with secondary education used installment payments the most frequently (44%). Precisely half of all installment buyers are married. The lowest percentage of buyers choosing this payment method to finance their purchases is found in the 18-24 age range (11%).Ħ2% of all installment purchases in 2020 was made by men. Installment purchases are dominated by menĭata of PayU suggest that in 2020 online installments were used the most frequently by consumers aged 25-34 (40%). Regardless of the shopping category, applications for online installments are frequently submitted via mobile devices – almost 60% of all applications are submitted by consumers using a smartphone or a phablet. Spreading payment into installments may help consumers in choosing a more expensive benefit or facilitate regular use of professional training or courses”, adds Martyna Szczepaniak. “E-services are a shopping category where we observe huge potential continuously – especially those tied to self-education and health. E-stores offering medical and dental services, as well as education-related services, have recorded the highest average loan amounts, more than 3,000 zloty. Online shoppers are also more willing to invest in personal development, and care for their health. Last year, as a result of the pandemic and the resulting closure of sports facilities and reduced gym use, there was also a noticeable increase in interest in home sports and travel equipment purchased with installments. Additionally, according to our data, as much as two-thirds of installment purchases in 2020 were made by people who have already used this payment method, which means the consumers remain faithful to tested and trusted solutions”, says Martyna Szczepaniak, Head of Consumer Credit at PayU.ĭata held by PayU suggest that the highest volume of online sales is invariably generated by categories such as electronic devices, luxury goods (especially jewelry and watches), and home equipment (furniture). This results both from the rising demand for this payment method among consumers, and from the growing number of stores offering PayU installments. ![]() “Analyzing data for 2020, we have observed that the total value of purchases paid for with installments grew by more than 45% in comparison to 2019. The number of e-stores which allow their customers to spread their payment over time has grown by 15 percentage points during the last 2 years as show PayU data. Year after year, the number of consumers in Poland interested in financing their online purchases with installments is rising, and online stores respond to this trend. However, a growing share of installment payments in the total sales is noted also by stores offering e-services, especially those tied to education and health. The most frequent categories of goods paid for with installments include electronic devices followed by luxury goods, including jewelry and watches. In 2020, the total value of purchases paid for with this method increased by 45%. Demand for online installment purchases is systematically growing, according to PayU data.
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